Not Your Father’s Benefit Package

Does the phrase, “employee benefits” make you think of the humdrum world of nine-to-five, about as far you can imagine from your life as a musician? Think again. By joining Local 1000 you can get access to a pension plan, instrument insurance, low-interest credit cards, contract support and more – benefits that can keep you on the road for the long haul, doing the work you love.

Instrument Insurance. Cover your instruments, PA, computer and more at replacement value – at home, at the gig, on the road – for as little as $85 a year. Find out more…

Pension. As musicians we’re lucky to have work we love, but none of us can keep going forever. Imagine collecting $1,000 a month or more when you retire! Local 1000 gives you access to one of the country’s best pension plans. The pension fund is secure and healthy, with an excellent payout – the AFM’s most valuable benefit. Find out more…

Contract Support. Suppose a promoter stiffs you, underpays, goes under. As long as you filed a contract with us we can go after that employer for you. When you work under a union contract you get union protection.

Health Insurance. Like other self-employed workers, musicians in the U.S. risk financial disaster, should they become seriously ill. Local 1000 now offers 2 plans that will cover most of your medical expenses. Premiums are paid by employer contributions and can be as little as $400 every 6 months. Find out more…

Disability Insurance. So you have an accident, break and arm or leg, cancel gigs. Your friends help you out with benefit concerts, and email appeals. But, like other professionals, musicians can get disability insurance. The AFM plan is comprehensive, affordable, and available to any member is reasonably good health. Find out more…

Visa Assistance. Music knows no borders, but Canadians traveling to play in the U.S. and Americans going the other way can be stymied by red tape. As a Local 1000 member you can get help through the border-crossing maze. Find out more…

Funds for public service gigs. The Music Performance Fund (MPF) helps us reach the audiences that need us the most but can afford us the least, and at the same time receive union scale wages for our work. MPF, administered through the AFM, provides matching funds for gigs that are sponsored by schools, nursing homes, libraries, etc., and are free and open to the public. Find out more…

Liability Insurance. Some employers require it; some performers simply want the peace of mind. It’s available. Contact us to learn more.

Union Privilege/Union Plus Program. As a member of an AFL-CIO union you have access to low interest credit cards, discount travel programs, low cost mortgages and many other consumer benefits. Visit www.unionpriv.org or contact Local 1000.

Emergency Relief Fund. Local 1000 adminsters a fund to assist members experiencing financial hardship with a no-interest loan.  Visit the webpage for more information or contact the office.

Other benefits include term life insurance, personal accident insurance, cancer protection plan and more. Contact us.

Finally, remember the biggest benefit of all: The power in a union! Together we can win better pay and working conditions for ourselves and those that follow.